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ICICI Lombard Insurance
 

CHILDREN PLANS

Children Insurance plans is the best gift a parent can give their children because parenting not only refers to love and care but is also accompanied with proper planning for creating a right environment for your children.

LIC provides different children’s plan with various beneficiary features. The different children plans are made to take care of the children, their future, their education in case if something happens to the parents.

The common features of LIC child plans are:

  • The plans are specially designed to meet the educational, marriage and other needs of the growing children.
  • The plans also cover the risk on the child life during the policy term and also during the extended term. The extended term remains 7 years after the expiry of the policy term.
  • The premiums are allowed to pay half yearly, yearly, quarterly, monthly schemes. The premium rates differ according to the different LIC child plans. The customer can get to know the exact rate of the premium from the LIC office or the LIC agent.
  • The children plan can be made at any age but the maximum age of entry is 10 – 12 years depending up on the plan conditions.
  • The maturity age for some of the plans are 18 years, for some it is 22 years, for some it is 24 years and in some plans it is 26 years. 26 years is the maximum age of maturity of the plans.
  • The policy term and the premium paying term vary according to the rules and regulations of different LIC child plans.
  • The features of grace period, the cooling off period, the revival and the exclusions vary from one plan to another.

 

 

LIC New Children's Money Back Plan

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